Industry
Fintech
- Payments & Embedded Finance
- Financial Infrastructure & APIs
- AI Credit & Risk Intelligence
Applied AI
- Vertical AI Applications
- Automation & Agentic Workflows
Quiet conviction
Those who have built –Backing those who will.
Early-stage capital for Fintech and Applied AI across Emerging Asia and the United States.
Who we are
“In venture, category leaders return the fund. So we built a fund of people who have built them.”
We bridge Asia’s underserved billions with American innovation and capital - backing exceptional founders built for complex, high-growth markets.
We are entrepreneurs backing entrepreneurs. We bring decades of operating experience, human judgment, and cross-border perspective to help the next generation of founders build enduring, category-defining companies.
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Built, not observed
We have signed the contracts founders are about to sign.
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Leaders who last
Patient capital through the hard quarters.
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The Circle
Proven leaders backing the next generation.
Our Thesis
Geography & Stage
Geography
- Emerging Asia
- United States
Stage
- Pre-seed
- Seed (mostly)
Who We Back
The 3E Founder Profile
- Exited Founders
- Elite Academic & Top Tech
- Deep Domain Expertise
Investing in the Future Champions
How we support founders
Beyond capital. Where we roll up our sleeves.
We invest with a sub-1% selection rate, so every founder we back gets a hands-on operator partner, not another name on the cap table.
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Opening markets, not just doors
Entry strategy, first customers and introductions to corporates, banks and distribution partners.
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Operator experience, when it matters
C-level operators from our network, from product-market fit to complex contracts.
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Raising the next round
Positioning, investor narrative and introductions to VCs and strategics in Asia and the US.
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Resilience & well-being
1:1 counseling, outdoor programs and peer circles to lead for the long run.
Real stories
What operator-led looks like in practice.
Not advice from a textbook. Specific problems, solved with founders.
Real Story · SEA Fintech · Due diligence
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What We Found
In due diligence on a Southeast Asian fintech, an exclusivity clause with a partner holding under 5% market share. Prior investors had not flagged it.
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Why It Mattered
To an operator with 20 years of bank distribution deals, it read as a hidden cap on the market, blocking the dominant partners just as scale became possible.
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What We Advised
Remove blanket exclusivity, or narrow its scope so it cannot block future strategic partnerships.
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Outcome
The founders acted on our recommendation.
Operator-led means seeing the risks that do not show up in the numbers.
In the field
